During our full review, we will put together a visual comparison, listing your goals, objectives, and requirements vs. your current plan, and make the necessary changes to be tailored specifically for you and your family. As our health changes, the benefits we need change too. This is what makes this appointment so important; too often, I see people spending far more than they need to. This review should be your new norm, and a yearly review is REQUIRED to have the most recent information filed with the Marketplace/IRS; this avoids costly surprises when you file your taxes. In past years, the Government has waived/overlooked this law, and updating your information yearly was not followed up on THIS YEAR IT WILL BE. It is a straightforward process that I am happy to do for you and it will ensure you will be compliant. 

*Any tax advice contained in this message is not intended or written to be used, and cannot be used, for the purpose of (1) avoiding penalties under the internal revenue code or (2) promoting, marketing, or recommending to others any tax-related matter(s) addressed here.